If you do not have proof of ownership (a title) for your boat, motor vehicle, motorhome, mobile home, motorcycle or other titled property, you can provide the State of New Hampshire with a Certificate of Title Bond in order to replace your lost, stolen, damaged or defective title. You will be able to register your vehicle with this new title.
Don’t overpay, apply today and get your title bond in 3 simple steps. Have questions? Contact us and talk to a title bond expert today.
New Hampshire Revised Statute § 261:10 requires individuals with a missing vehicle title to file a surety bond for motor vehicle registration. This New Hampshire surety bond protects any prior owner, lien holder, or subsequent purchaser from financial loss resulting from the certificate of title issuance. When your certificate of title application and surety bond have been approved, the state will issue your bonded title.
New Hampshire certificate of title bond costs start at $100. The exact cost will vary depending on the surety bond amount required by the New Hampshire Division of Motor Vehicles.
The New Hampshire Lost Title Bond costs either $100 or 1.5% of the bond amount, whichever is greater (rates may vary for bonds greater than $25,000).
You can purchase New Hampshire certificate of title bonds online 24/7. You must provide the following information for Division of Motor Vehicles approval.
Once your payment is received, your official surety bond will be delivered to your email.
By filing a New Hampshire certificate of title bond, you verify you have legal ownership of your motor vehicle despite not having an official title. If the original title is found by another individual claiming ownership, the surety company will pay valid claims up to the full bond amount, which must be reimbursed by the bonded vehicle owner.
A New Hampshire certificate of title bond is required if you have insufficient vehicle ownership. If you’re planning to sell vehicles, a separate New Hampshire motor vehicle dealer bond is required.
The New Hampshire Division of Motor Vehicles requires title applicants to purchase a surety bond if the applicant cannot present the department with tangible proof that they own the vehicle and if the department does not have an ownership record of the vehicle. Lost title bonds are typically required for the following reasons:
Lost title bonds will not be issued if there are any active liens against the vehicle.
The New Hampshire Department of Public Safety Division of Motor Vehicles regulates vehicle registration and title requirements. Certificate of title bonds must be submitted to the Division of Motor Vehicles within 30 days of issuance.
New Hampshire statutes require your bond amount be 1.5 times the vehicle’s value. If you need help determining your exact required bond amount, contact the New Hampshire Department of Public Safety Division of Motor Vehicles before purchasing your bond.
We will not conduct a credit check for bonds that are less than $25,000. At limits over $25,000, we will review your standing to determine the qualification and rates for the bond.
If the Division of Motor Vehicles requires you to update your surety bond documentation for any reason, contact your surety provider.
The most common changes requested for these bonds are the vehicle owner’s name and vehicle information.
New Hampshire title bonds remain valid for 3 years from the issuance date and do not renew. The bond will be returned at the end of the 3-year term if the vehicle is no longer registered in the state and the current original vehicle title is provided to the DMV.
The New Hampshire DMV will issue a duplicate bonded title for stolen and lost titles if you previously held the title in your name. To request a duplicate bonded title, complete the following steps.
To apply for a bonded title, complete the following steps:
In New Hampshire, bonded title applicants should submit the completed bond form, including the power of attorney, to their local DMV office. The New Hampshire Lost Title Surety Bond requires signatures from both the surety company that issues the bond and the bonded title applicant. The surety company should include the following information on the bond form:
New Hampshire requires all motor vehicle owners to purchase auto insurance with the following minimum limits:
Bonded title applicants must purchase and maintain a surety bond in an amount equal to one and a half times the vehicle’s value.
To avoid claims against their bond, bonded title applicants in New Hampshire must ensure that they are the rightful owners of the motor vehicle.