Vehicle Type | Less than 5 years old | 5 – 10 years old | 10 + years old |
Trailers | $25,000 | $10,000 | $5,000 |
Passenger Vehicles/Pickup Trucks | $50,000 | $25,000 | $10,000 |
Trucks, Busses and RV’s | $100,000 | $50,000 | $25,000 |
Motorcycles | $25,000 | $10,000 | $5,000 |
Manufactured Homes* | $50,000 | $50,000 | $25,000 |
*Manufactured home bond requests must be initiated through a designated agent of the Revenue Department using the electronic title application processing system (ETAPS).
Alabama residents seeking to obtain a duplicate title for a salvage vehicle must purchase a bond in the following amount:
Get your Alabama Title Bond in 3 Simple Steps and have it printed today!
Code of Alabama Section 32-8-36 requires individuals who own vehicles with missing titles to file a surety bond to verify ownership as part of the vehicle registration process. By filing an Alabama certificate of title bond, an individual verifies they’re the sole vehicle owner and acquired it legally.
The title surety bond protects previous owners, lien holders, and future vehicle owners from damages caused by the new certificate of title issuance in lieu of the original title. The surety company will pay valid claims filed against the bond up to the full bond amount, which the bonded vehicle owner would be required to reimburse.
The Alabama legislature enacted the bonding requirement to ensure that the rightful vehicle owner will receive compensation if the title applicant does not actually own the vehicle. A bonded title can not be obtained for vehicles purchased as a body, parts, or without an engine.
Alabama requires residents to purchase a surety bond as part of the application process to obtain a duplicate title. The bond ensures that the rightful vehicle owner will not suffer a financial loss if the title applicant is seeking to obtain the title fraudulently. If the title applicant is engaging in fraud, then the rightful vehicle owner can file a claim against the bond and receive compensation up to the full amount of the bond. In short, the bond acts as a safeguard against people attempting to obtain ownership of a vehicle through unethical means.
If you own a vehicle with a missing title in Alabama, the DOR will require you to file a certificate of title bond for registration. You’ll then file your official paperwork with the state to get your bonded title.
Vehicles with open liens or purchased as a junked body, parts, or without an engine are not eligible for an Alabama bonded title.
The Alabama lost title bond is required for a vehicle title to be issued for registration. If you plan to sell vehicles, a separate Alabama motor vehicle dealer bond is required.
The Department of Revenue will require a bonded title in the following scenarios:
Alabama Title Bonds are typically 1.5% of the required bond amount for applicants with good credit. Bonds up to $25,000.00 do not require a credit check and for bonds over $25,000, we have Bad Credit bonding programs that we can get your bond approved and issued. The exact cost will vary depending on the surety bond amount required by the Alabama Department of Revenue. The bond amount will be listed on the bond form provided by the DOR, which you must have before purchasing your bond.
The application is very simple and straightforward, you will need the following information to complete it:
Once your order has been processed, you’ll receive a copy of your bond by email, and your physical documentation will be delivered based on your preferred shipping method.
The Alabama DOR requires your official bond to be physically delivered to you, so select overnight shipping if you’re in a rush.
The Alabama Department of Revenue Motor Vehicle Division enforces registration requirements for missing titles, including the Alabama surety bond requirement to verify ownership. Individuals must always get their original bond form directly from the DOR MVD before purchasing their bonded titles.
Alabama lost title bonds expire 3 years from the effective date and do not renew.
We do not conduct a credit check for bonds that are less than $25,000. At limits over $25,000, we will review your standing to determine the qualification and rates for the bond.
Get the best rates for your lost, stolen, or damaged title bond today. Title bonds available for cars, trucks, trailers, aircraft, and more.